Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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Move Up Buyer in Arizona: Equity Rich but Short on Cash?

Published on: 11/08/2026

Lots of equity in your Arizona home but not much in savings? How move up buyers cover the down payment, closing costs and reserves: sell first, a bridge loan, a HELOC or a contingent offer, with a worked example. Pillar Mortgage Group.

Pillar Mortgage Group, LLC is an Equal Housing Lender, doing business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.
Company NMLS #2700076  |  Arizona Mortgage Broker License MB-2009671  |  View NMLS Consumer Access

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Loan programs, first time buyer steps, costs and Blake's answers to the questions Arizona buyers ask most.